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  • Writer's pictureAdam German

MLIT pushes for extended housing loan deductions in Japan 2025 tax reform

Japan's Ministry of Land, Infrastructure, Transport and Tourism (MLIT) unveiled its 2025 (Reiwa 7) tax reform proposals on August 27th, focusing on extending housing loan deductions and supporting condominium redevelopment. 


Tetsuo Saito, Minister of Land, Infrastructure, Transport and Tourism, appointed by Fumio Kishida in 2021.

Tetsuo Saito, Minister of Land, Infrastructure, Transport and Tourism, appointed by Fumio Kishida in 2021.  Photo courtesy of Wikipedia. 


Below is a summary of the proposal with the full Japanese available for download at the end of the summary.  

  

Housing Loan Deductions for Families and Young Couples


The MLIT is seeking an extension of special provisions for housing loan tax deductions, particularly targeting households with children and young couples.  


Although the borrowing limit was reduced from ¥50 million to ¥45 million in the 2024 (Reiwa 6) tax reform outline, support for certified long-term and low-carbon housing remains unchanged.  


With the current special provisions set to expire at the end of this year, MLIT is urging their continuation, aligning with the ruling party’s direction for 2025 tax reform. 


Additionally, the MLIT seeks to extend the provision allowing new homes with a minimum floor area of 40 square meters to qualify for tax benefits, applicable to applications submitted by the end of this year. 

  

Support for Condominium Redevelopment


To promote the smooth redevelopment of aging condominiums, MLIT has introduced a new special measure to reduce the financial burden on homeowner's associations involved in projects under the proposed "Condominium Demolition and Land Sale Projects" and "Condominium Renovation Projects" sections. 


These measures, to be incorporated into the Condominium Redevelopment Facilitation Act, include tax exemptions for non-profit income (such as corporate taxes, corporate inhabitant taxes, business taxes, and business office taxes), and special provisions regarding the timing of asset transfers, input tax credits, and filing deadlines related to federal and local consumption taxes. 

  

Additional Tax Exemptions and Extensions

 

MLIT is also advocating for the continuation of other various tax exemptions, including those for large-scale condominium repairs, real estate acquisitions for resale, and properties acquired by REITs and special purpose companies. 


Further Reading: 

MLIT 2025 (Reiwa 7) tax reform proposal (Japanese only) 


Source: 

R.E. Port News (Japanese only) 

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